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8654 Coral Reef Way
Panama City Beach, FL 32413

$399,000 - Status: Active
Bed Icon Beds: 2
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,308
MLS Icon MLS# 794868

EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key ''Camellia'' floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool® stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier® HVAC and a Rinnai® tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill. EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key Camellia floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool® stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier® HVAC and a Rinnai® tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill.

Property Features

MLS#: 794868
Zip: 32413
Subdivision: Latitude At Watersound
Development: 0411 - Bay North - West Bay
Property Type: Residential
Cooling: Central Air, Heat Pump
Garage: 2
Heating: Central, Electric, Heat Pump
Home Style: Coastal
Lot Size: 0.09 acres
Roof Type: Composition, Shingle
Taxes: $3,169
Year Built: 2023
SQFT (H&C): 1,308

Feature Descriptions

Appliances: Gas Cooktop, Gas Oven, Gas Range
Association Amenities: Business Center, Gated, Spa/Hot Tub
Community Features: Basketball Court, Business Center, Clubhouse, Fitness Center, Media Room, Pool, Tennis Court(s), Gated
Exterior: HardiPlank Type, Vinyl Siding, Wood Frame
Exterior Features: Porch
HOA Fee: $340 Monthly
Hot Tub: Yes
Interior Features: Double Vanity, Walk-In Closet(s), Home Theater
Lot Description: Sprinkler System, Paved
Lot Dimensions: 42.0 ft x 100.0 ft
Parcel#: 32503-350-480
Parking: Gated
Parking Notes: Gated
Patio/Porch: Covered, Porch, Screened
Pool: Community
Security: Carbon Monoxide Detector(s), Gated Community, Security Gate, Smoke Detector(s)
Sewer: Public Sewer
Spa: Community
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Available

Room Sizes

Dining Room: 12.6 X 11.1
Living Room: 16.2 X 14.1
Bedroom: 12.9 X 11.2
Primary Bedroom: 12.2 X 12.1

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: West Bay

8654 Coral Reef Way | MLS# 794868

This home located at 8654 Coral Reef Way , Panama City Beach, FL 32413 is currently listed for sale with an asking price of $399,000. This property was built in 2023 and has 2 bedrooms and 2 full baths with 1308 sq. ft. Coral Reef Way is located in the Latitude at Watersound subdivision. Search Latitude At Watersound real estate on the-beninateam.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty

Shown By

Agent Name: Lauren and Nick Beninate
Agent Phone: (706) 615-5336
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/01/2026. The listing information on this page last changed on 09/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 09/01/2026 5:34:21 PM EST) or Emerald Coast MLS (last updated Tue 09/01/2026 5:25:38 PM EST) or Central Panhandle Association of Realtors (last updated Tue 09/01/2026 1:17:17 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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